A salvage title is a special type of title given to a vehicle which has been severely damaged due to an accident, flood, fire, or other disasters. In many cases, the damage is so extensive that repairing the car would cost more than the value of the car itself. Here are some details about salvage … Read more…
Assigned risk plans can provide coverage to high-risk drivers. Assignment risk plans are offered by state governments and are more expensive than regular auto insurance. Assigned risk plans aren’t for every car owner who’s been denied insurance. This article explains how an assigned risk plan works, who needs one, and how to qualify for better … Read more…
Choose the right solution When you don’t have a license, do you need car insurance? Having a driving license isn’t necessary for purchasing a car legally. It is possible that you will buy a car as a gift and will need to insure it in the meantime. For one thing, you might lose your license … Read more…
Perhaps you’re house sitting for a friend and will drive her vehicle throughout the end of the week. In the other case, you’re in Europe and want to rent a car. Perhaps you are going car shopping and want to know if the vehiclewill be covered when you drive it home. Is it necessary to purchase car … Read more…
The process of getting a copy of your driving record or accident record can be quite easy if you know where to look for them. Do you know how? The driving record of a person, sometimes called an “MVR” or “Motor Vehicle Report,” is important. Maintaining a good driving record is a requirement for some … Read more…
Car Insurance Surcharge Definition & Examples An auto insurance surcharge is an additional amount or a penalty that is added to your insurance premium. Usually, it’s the result of a traffic violation or an accident. Find out what can cause an auto insurance surcharge, how long it lasts, and what you can do to decrease … Read more…
The Average Cost of Car Insurance in USA The average annual cost of car insurance in the US was $ 1,056 in 2018, according to the latest data from the Insurance Information Institute. However, knowing that these statistic won’t necessarily help you figure out how much you will be paying for your own coverage. The … Read more…
Definition & samples of Insurance Premiums An insurance premium can be defined simply as: The amount that the insurance company charges you for insurancepolicy you’re purchasing. The premium corresponds to the cost of your insurance. Here are the basics to help you with understanding what insurancepremium is and the way it works. What is an Insurance Premium? Everybody … Read more…
Do you have the coverage you expect? Insurance policy documents contain the basics of your policy. These documents explain the terms and conditions of your insurance policy. Both you and your insurer can refer to these documents for information on coverage, exclusions, rules, and claim procedures. Although it is necessary to read these policies, they … Read more…
Top 10 Health Insurance Companies In USA You can prevent financial ruin by choosing the right health plan.Compare health insurance plans to find coverage that fits your budget and works for you. Depending on the state you live in, your health insurance options and access to it will vary. As per NAIC’s ( National Association of … Read more…